Trust but Verify

SSN Marketing Tax Tips

Trust but Verify By Corey Keltner, Practice Development Specialist Here’s a news flash. Workers at the Social Security Administration sometimes make mistakes. It turns out that Social Security is actually pretty complex and even they have a hard time understanding all of the rules. Today I want to discuss a client situation that occurred recently with an SSN advisor. The …

How to Get the Most Out of a Social Security Analysis

SSN Marketing Tax Tips

How to Get the Most Out of a Social Security Analysis By Corey Keltner, Practice Development Specialist When you are preparing a retirement plan for a client, you may plug the Social Security information into your planning software and get information as to how Social Security will work within the entire plan. Today I am going to discuss why it …

The American Dream: Paying off Debt before Retirement

SSN Marketing Tax Tips

The American Dream: Paying off Debt before Retirement By Corey Keltner, Practice Development Specialist Part of the American Dream is paying off a mortgage and other debt before retirement. But we know that more Americans are carrying debt into retirement. According to a Transamerica Center for Retirement Studies survey: 28% of Retirees had mortgage debt 45% of Retirees had non-mortgage …

Is Social Security Going Bankrupt?

SSN Marketing Tax Tips

Is Social Security Going Bankrupt? By Corey Keltner, Practice Development Specialist You are likely dealing with prospects and clients regularly who believe Social Security is going to run out of money. Unfortunately, your clients may end up making rash decisions that can affect them for the rest of their lives. We do know the Social Security Trust Fund is projected …

Social Security Taxation

SSN Marketing Tax Tips

Social Security Taxation By Corey Keltner, Practice Development Specialist Today I would like to discuss a misunderstood concept about how Social Security taxation actually works. Understanding this concept can help clients reduce or avoid Social Security taxes in certain situations while reducing federal taxes at the same time. The basic issue is that IRA distributions have the ability to cause two …

Life Transitions in Pre-Retirement

SSN Marketing Tax Tips

Life Transitions in Pre-Retirement By Corey Keltner, Practice Development Specialist Let’s discuss how you can help married couples through different life transitions, starting in pre-retirement, with a focus on the Roth conversion as a way to strategically pay taxes now and avoid them later. Keep in mind that Roth distributions* avoid Federal taxes and are not included in the Social …