Life Transitions in Pre-Retirement

SSN Marketing Tax Tips

Life Transitions in Pre-Retirement By Corey Keltner, Practice Development Specialist Let’s discuss how you can help married couples through different life transitions, starting in pre-retirement, with a focus on the Roth conversion as a way to strategically pay taxes now and avoid them later. Keep in mind that Roth distributions* avoid Federal taxes and are not included in the Social …

Help Middle Income Clients Avoid this Social Security Trap

SSN Marketing Tax Tips

Help Middle Income Clients Avoid this Social Security Trap By Corey Keltner, Practice Development Specialist In 1983, Congress passed a rule that made Social Security distributions taxable for the first time since it began. Up to 50% of Social Security could become taxable under a quirky formula if “combined income exceeds a threshold amount” which, at the time, was $25,000 …

Social Security and the Big Financial Planning Picture

SSN Marketing Tax Tips

Social Security and the Big Financial Planning Picture By Corey Keltner, Practice Development Specialist The first Social Security tip I want to discuss relates to the bigger financial planning picture. It’s easy for clients to think that Social Security is just a switch that can be flipped on when they are ready to retire, but we really need to convince …