Life Transitions in Pre-Retirement

SSN Marketing Tax Tips

Life Transitions in Pre-Retirement By Corey Keltner, Practice Development Specialist Let’s discuss how you can help married couples through different life transitions, starting in pre-retirement, with a focus on the Roth conversion as a way to strategically pay taxes now and avoid them later. Keep in mind that Roth distributions* avoid Federal taxes and are not included in the Social …

Help Middle Income Clients Avoid this Social Security Trap

SSN Marketing Tax Tips

Help Middle Income Clients Avoid this Social Security Trap By Corey Keltner, Practice Development Specialist In 1983, Congress passed a rule that made Social Security distributions taxable for the first time since it began. Up to 50% of Social Security could become taxable under a quirky formula if “combined income exceeds a threshold amount” which, at the time, was $25,000 …

Portfolio Construction vs. Investment Planning

SSN Marketing Practice Development

Portfolio Construction vs. Investment Planning By Corey Keltner, Practice Development Specialist Portfolio Construction vs Investment Planning Most advisors consider the investment process the core of their business. This is generally how you get paid and therefore where you focus your time. Lately though, we have been seeing a shift toward the commoditization of investment management. Asset allocation, diversification and rebalancing can …