Trust but Verify

SSN Marketing Tax Tips

Trust but Verify By Corey Keltner, Practice Development Specialist Here’s a news flash. Workers at the Social Security Administration sometimes make mistakes. It turns out that Social Security is actually pretty complex and even they have a hard time understanding all of the rules. Today I want to discuss a client situation that occurred recently with an SSN advisor. The …

How to Get the Most Out of a Social Security Analysis

SSN Marketing Tax Tips

How to Get the Most Out of a Social Security Analysis By Corey Keltner, Practice Development Specialist When you are preparing a retirement plan for a client, you may plug the Social Security information into your planning software and get information as to how Social Security will work within the entire plan. Today I am going to discuss why it …

Explaining Your Planning Process

SSN Marketing Tax Tips

Explaining Your Planning Process By Corey Keltner, Practice Development Specialist When I look at an advisor website or marketing materials, I often see some things that are concerning to me. Here is an example: Services Tax planning Investment management Retirement strategies Estate planning Insurance and annuity products You probably do great work on very complex client situations but the materials …

The American Dream: Paying off Debt before Retirement

SSN Marketing Tax Tips

The American Dream: Paying off Debt before Retirement By Corey Keltner, Practice Development Specialist Part of the American Dream is paying off a mortgage and other debt before retirement. But we know that more Americans are carrying debt into retirement. According to a Transamerica Center for Retirement Studies survey: 28% of Retirees had mortgage debt 45% of Retirees had non-mortgage …

Is Social Security Going Bankrupt?

SSN Marketing Tax Tips

Is Social Security Going Bankrupt? By Corey Keltner, Practice Development Specialist You are likely dealing with prospects and clients regularly who believe Social Security is going to run out of money. Unfortunately, your clients may end up making rash decisions that can affect them for the rest of their lives. We do know the Social Security Trust Fund is projected …

Social Security Taxation

SSN Marketing Tax Tips

Social Security Taxation By Corey Keltner, Practice Development Specialist Today I would like to discuss a misunderstood concept about how¬†Social Security taxation actually works. Understanding this concept can help clients reduce or avoid Social Security taxes in certain situations while reducing federal taxes at the same time. The basic issue is that IRA distributions have the ability to cause two …